How the Government Shutdown Impacts SBA Loans — What Westchester County Business Owners Need to Know

When most people hear about a government shutdown, they think of closed national parks or delayed federal paychecks. But one area that’s often overlooked — and deeply affected — is SBA lending. For Westchester County small business owners relying on SBA 504 loans or other types of government-backed financing, a shutdown can bring the lending process to a standstill. What Happens…

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“In 2024, SBA 504 approvals topped $6 billion — the highest in history.” With interest rates rising and commercial loan options tightening, smart business owners aren’t sitting on the sidelines. They’re locking in long-term, fixed-rate financing while they still can — and the SBA 504 loan is leading the charge. At our commercial real estate…