Commercial Loans

Commercial Mortgage Options for Your Investment

When it’s time to purchase land or property for your commercial investment, the team at M1 Capital Corp has the expertise you deserve. Our qualified commercial mortgage experts can help your commercial venture thrive. We have the most competitive rates and flexible terms to help clients with all types of financing needs, both conventional and nonconventional. We work with commercial clients in New York, Westchester, Dutchess, Bronx and Rockland Counties in New York. Whether you’re ready to get started or just have questions, contact us today.

Diverse Commercial Financing Solutions

We offer commercial financing for the purchase of land and property and for refinancing and redevelopment of existing commercial property. Common commercial mortgage properties include:

  • Multifamily properties
  • Mixed Use properties
  • Warehouse and other storage space
  • Subdivisions and SPEC construction projects
  • Shopping centers
  • Special Use properties
  • Manufacturing facilities

All types of clients choose to invest in commercial properties. We work with individuals, partnerships, corporations, developers, rental property owners and all other types of investors.

Choosing the Right Type of Financing !

There are two common divisions of commercial mortgages: conventional and nonconventional.

Conventional mortgages are those that are fully funded and insured through institutional lenders and are not backed through the government. Conventional mortgages for a purchase is a traditional financing option that requires a borrower to have good credit and is in good financial standing. They have great rates and flexible terms. For clients who may lack good credit, bridge and private (hard) money loans are asset-based loans that do not place as much weight on a client’s credit, but rather on the value of the property being financed.

Nonconventional commercial financing options are insured through the federal government. Much like the Federal Housing Administration and Department of Veteran’s Affairs back residential loans for individuals, the Small Business Administration insures commercial loans. SBA 7(a) and CDC/504 loans are among the most common types of nonconventional commercial financing. Each has unique restrictions in terms of how money can be used. They have competitive rates and are a great option for certain small business owners.

Working with a Mortgage Professional Matters

At M1 Capital Corp, we have the mortgage experience and the commercial lending expertise to help our professional clients succeed. When it comes to commercial matters, you need honest, skilled mortgage partners on your side. If you want to secure a commercial mortgage in New York, Westchester, Dutchess, Bronx, or Rockland Counties in New York, contact M1 Capital Corp today.